Flood Damage vs. Water Damage Explained

Flood Damage vs. Water Damage Explained

Hearing the term flood damage and water damage can make you think that they are one and the same, right? After all, both are caused by water, so they have to be the same, right? In reality, flood damage and water damage are not the same.

Flood damage is different from water damage, and these can be distinguished by what the causes of these two are. To help you find out whether you are experiencing water damage or flood damage, here are some of the causes of these two:

Flood damage

This is defined as the entry of water to your home from an outside source due to any of the following reasons:

  • Rapid rise of water due to tidal flow or inland waters
  • Rapid rise of surface waters or runoff coming from any source
  • Sudden movement of water inland from lakes or other bodies of water due to the collapse of land on the shore due to erosion

Water damage

This is when parts of your home experience damage due to water, which does not necessarily need to be flooding. This can stem from a leaking roof, a backed-up sewer system, a burst pipe, or a malfunctioning washing machine, to name a few.

You can easily determine whether you are experiencing flood damage or water damage by answering this question: Are you the only one in your neighborhood having these problems? If you are, it is water damage. If everyone else is experiencing it, then it is flood damage.

Other Differences Between These Two Events

There are other differences between these two, and these include:

  • Insurance coverage – when your home suffers from water damage, home insurance usually covers the cost of repairs. For flood damage, you need to have a different type of policy called flood insurance.
  • Safety and health – for water damage, you have 3 categories to consider – clean, grey, and black water, with the last being the most dangerous. For flood damage, it is always pegged as a category 3.
  • Cleanup process – water damage cleanup can be as simple as replacing rotted floorboards affected by the water that soaked through it. Flood damage, on the other hand, may require more extensive checks, repairs, and cleaning since it is most likely that the entire home is affected by it. 

If you need help with water damage or flood damage in Little Rock, Hot Springs & Fayetteville, AR, Chenal Restoration is the company to call for help with both. Aside from water damage restoration, we can also help take care of fire and smoke damage, contents restoration, and mold remediation.

Contact us for all your restoration and repair needs today. You can reach us at 501-215-8252 where our emergency 24/7 response team is always ready to answer your call.